Here’s an uncomfortable question for you: if you suddenly found yourself ill or injured and could no longer work, how would you earn an income? Would you be able to survive off of your savings account alone?

If you weren’t sure how to answer either of these questions, then you’re definitely not alone.

Every year, millions of people find themselves unable to work because of illness or injury. According to a recent study, only 48 percent of Americans have enough savings to cover three months of living expenses. That means that roughly half of Americans would only last three months in the event that illness or disability suddenly left them unemployed. While it may be uncomfortable to think about, it could happen to you, too. In fact, most people don’t believe that it could ever happen to them — until the worst-case-scenario has occurred, of course. And by then, it’s often too late, and they find themselves facing some serious financial troubles.

But with the right income protection insurance policy, you won’t have to worry about how you’ll pay your bills in the event that you become incapacitated because of illness or injury.

Income protection insurance protects you if you become ill or injured and are unable to work. It guarantees that you will still receive a regular source of income until you retire or until you are able to return to work. Income protection insurance covers most injuries and illnesses that would prevent you from being able to work, and you can claim these benefits as many times as you need to.

Here at GMBA Advisors Group, we’re passionate about equipping people for the future. So when it comes to finding you the best income protection insurance policy for your wants, needs, and long-term financial goals, we’re here to help you narrow down your options and walk you through the enrollment process! Claim your free insurance consultation today, and we’ll help you shop some of the best income protection insurance options in your area!