If you’re like most people, then chances are, you will need some kind of specialized care in the future. While it may be hard to imagine right now, you may be faced with a mountain of medical bills in your elder years. So the question becomes this: how will you pay for those bills? Your current health insurance plan may not be enough!

Fortunately, that’s where a long-term care insurance policy can help.

Long-term care insurance is an insurance policy that can cover the cost of medical bills in the event that you are diagnosed with a chronic illness or condition (such as physical disabilities, disorders, or Alzheimer’s disease). Most health insurance plans do not cover medical bills for chronic, long-term conditions. But long-term care insurance covers care that is generally not covered by Medicare, Medicaid, and other health insurance plans. Because of this, long-term care insurance is an essential add-on to any health insurance plan.

Most long-term care insurance policies will reimburse you for care that you receive in:

• Your home
• An assisted living facility
• A nursing home
• An adult day care center

And much more! Don’t risk being underinsured in the coming years! Start shopping the best long-term care insurance options in your area today, and guarantee yourself a more stable financial future!