Effective Date: January 1st, 2025
1. Introduction
GMBA Advisors Group (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in compliance with federal laws, including the Gramm-Leach-Bliley Act (GLBA), and the Colorado Privacy Act (CPA).
2. Information We Collect
We may collect the following types of personal information:
- Personal Identifiers: Name, address, email, phone number, Social Security number.
- Financial Information: Insurance policy numbers, account information, payment history.
- Health Information: Medical history, prescriptions, and other health-related information pertinent to insurance underwriting and claims.
3. How We Use Your Information
We use your personal information to:
- Provide and manage insurance products and services.
- Process claims and transactions.
- Comply with legal and regulatory requirements.
- Communicate with you about your policies and our services.
4. Information Sharing and Disclosure
We do not sell your personal information. We may share your information with third parties, including:
- Service Providers: To perform functions on our behalf, such as processing payments or managing claims.
- Affiliates: Within our corporate family for operational purposes.
- Legal Obligations: To comply with federal or state laws, including responses to court orders or regulatory inquiries.
5. Your Rights Under the Colorado Privacy Act
If you are a Colorado resident, you have the following rights regarding your personal data:
- Right to Access: You can request a copy of the personal data we hold about you.
- Right to Correction: You can request corrections to inaccurate personal data.
- Right to Deletion: You can request the deletion of your personal data, subject to certain exceptions.
- Right to Opt-Out: You can opt out of the processing of your personal data for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects.
To exercise these rights, please contact us at clientservice@gmbaadvisorsgroup.com.
6. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.
7. Changes to This Privacy Policy
We may update this Privacy Policy periodically. We will notify you of any material changes by posting the new Privacy Policy on our website with a new effective date.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
GMBA Advisors Group
465 Northridge Road Highlands Ranch, CO 80126
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